Help to Buy Launched in December!

A Game‑Changing Shared Equity Scheme for Australian Home Buyers

The Big Opportunity

The Australian Government’s Help to Buy scheme officially launched on 5 December 2025 - and it’s set to transform the way first‑home buyers, single parents, and families enter the property market.

For clients struggling with deposit requirements or borrowing power, this shared‑equity program provides a unique pathway to home ownership.

📊 Quick Snapshot of Help to Buy

• Up to 40% contribution on new builds

• Up to 30% contribution on established homes

• Only 2% deposit required

• Income caps: $100k for singles, $160k for couples & single parents

• Covers houses, townhouses, units, apartments, and knock‑down rebuilds with a signed build contract

• Available in NSW, QLD, VIC, SA, ACT & NT

• Launch partners: Commonwealth Bank (CBA) and Bank Australia

🔎 Why This Matters

With Sunshine Coast property prices surging more than 70% in the past five years, affordability has become a major barrier. The Help to Buy scheme bridges the gap for buyers who have savings but can’t quite reach the required deposit or borrowing capacity.

This program is perfect for:

• First‑home buyers looking for a realistic entry point

• Single parents balancing affordability with family needs

• Couples who want to secure a home without waiting years to save a deposit

• Lifestyle relocators seeking opportunities in growth regions the Sunshine Coast

💡 Final Thought

The Help to Buy scheme is one of the most significant housing affordability initiatives in recent years. By reducing deposit requirements and boosting borrowing power, it opens doors for thousands of Australians who thought home ownership was out of reach.